Important information for your use of our website.
This Privacy Policy describes how your personal information is collected, used, and shared when you visit www.latremores.com (the “Site”).
Personal information we collect.
When you visit the Site, we automatically collect certain information about your device, including information about your web browser, IP address, time zone, and some of the cookies that are installed on your device. Additionally, as you browse the Site, we collect information about the individual web pages or products that you view, what websites or search terms referred you to the Site, and information about how you interact with the Site. We refer to this automatically-collected information as “Device Information.”
We collect Device Information using the following technologies:
“Cookies” are data files that are placed on your device or computer and often include an anonymous unique identifier.
“Log files” track actions occurring on the Site and collect data including your IP address, browser type, Internet service provider, referring/exit pages, and date/time stamps.
“Web beacons,” “tags,” and “pixels” are electronic files used to record information about how you browse the Site.
In addition, if you pay your bill or make another form of financial transaction with the Site, we collect certain information from you, including your name, billing address, payment information (including credit card numbers), email address, and phone number. We refer to this information as “Purchase Information.”
When we talk about “Personal Information” in this Privacy Policy, we are talking both about Device Information and Purchase Information.
How we use your personal information.
We use your Personal Information to communicate with you, process financial transactions, provide you with information, and/or advertising relating to our products or services.
In particular, we use Device Information that we collect to help us improve and optimize our Site (for example, by generating analytics about how visitors browse and interact with the Site and to assess the success of our marketing and advertising campaigns).
Sharing your personal information.
We share your Personal Information with third parties to help us provide a better experience. For example, we use Google Analytics to help us understand how our visitors use the Site. You can read more about how Google uses your Personal Information here:
You can also opt-out of Google Analytics here:
https://tools.google.com/dlpage/gaoptout
We may also share your Personal Information to comply with applicable laws and regulations, to respond to a subpoena, search warrant, or other lawful requests for information we receive, or to otherwise protect our rights.
Behavioral advertising.
As described above, we may use your Personal Information to provide you with targeted advertisements or marketing communications we believe may be of interest to you. You may opt-out of targeted advertising by visiting:
Facebook: https://www.facebook.com/ads/preferences/
Google: https://adssettings.google.com/
LinkedIn: https://www.linkedin.com/psettings/advertising
Bing: https://choice.microsoft.com/
Additionally, you can opt-out of some of these services by visiting the Digital Advertising Alliance’s opt-out portal here:
Do not track.
Please note that we do not alter our Site’s data collection and use practices when we see a Do Not Track signal from your browser.
If you are a European resident, you have the right to access the Personal Information we hold about you and to ask that your Personal Information be corrected, updated, or deleted. If you would like to exercise this right, please contact us.
Additionally, if you are a European resident we note that we are processing your information in order to fulfill contracts we might have with you (for example, if you request information through the Site) or otherwise to pursue our legitimate business interests listed above. Additionally, please note that your information will be transferred outside of Europe, including to Canada and the United States.
Data retention.
When you interact with the Site, we will maintain your Personal Information for our records unless and until you ask us to delete this information.
Changes to our policy.
We may update this privacy policy from time to time in order to reflect, for example, changes to our practices or for other operational, legal, or regulatory reasons.
Text Message Terms & Conditions
These Latremore Group LLC, Latremore Agency LLC, and Agency 80 LLC Text Message Terms and Conditions constitute an agreement (“Agreement”) between Latremore Group LLC, Latremore Agency LLC, and Agency 80 LLC and its affiliates (each a “Company,” and collectively, “Latremore Group LLC, Latremore Agency LLC, and Agency 80 LLC”) and participants in the text message program (the “Program”). The words “you” and “your” refer to each person who enrolls in the Program, and each person who acts on behalf of or with the permission of the enrollee. Please read this Agreement carefully.
Program Description
By opting in to the Program, you expressly consent to receive text messages relating to your policy or claim from Latremore Group LLC, Latremore Agency LLC, and Agency 80 LLC at the mobile telephone number you provide in accordance with these terms and conditions, even if such number appears on a Do Not Call List. You acknowledge and agree that Latremore Group LLC, Latremore Agency LLC, and Agency 80 LLC may use an automatic telephone dialing system (“auto-dialer”) to deliver Latremore Group LLC, Latremore Agency LLC, and Agency 80 LLC text messages to you. You understand that text messages will not be sent in lieu of required written notices. Your participation in the Program is optional and NOT a condition of purchasing any product or service from Latremore Group LLC, Latremore Agency LLC, and Agency 80 LLC. You may opt-out of these text messages at any time.
Eligibility
To receive Latremore Group LLC, Latremore Agency LLC, and Agency 80 LLC text messages, you must be a resident of the United States, and you must be 18 years of age or older. You certify that you are a resident of the United States, and you are 18 years of age or older.
Message Frequency
The number of Latremore Group LLC, Latremore Agency LLC, and Agency 80 LLC text messages that you receive will vary depending on the nature of your policy or claim. Latremore Group LLC, Latremore Agency LLC, and Agency 80 LLC has the right to change the content of any text message and the frequency of delivery, without prior notice.
Cost
Message and data rates may apply to each text message sent or received in connection with the Program in addition to any applicable roaming charges (please contact your mobile telephone carrier for pricing plans). Latremore Group LLC, Latremore Agency LLC, and Agency 80 LLC does not impose a separate fee for text messages.
Supported Carriers
We can deliver messages to the following mobile telephone carriers: Major Carriers: AT&T, Verizon Wireless, Sprint, T-Mobile USA. Minor Carriers: Indigo Wireless, Aerialink, Alaska Communications Systems (ACS), Altice Mobile, ASTAC, Atlantic Tele-Network International (ATNI), bandwidth.com (includes Republic Wireless), Blue Wireless, Bluegrass Cellular, Boost Mobile, Brightlink, C Spire Wireless (aka Cellular South), Carolina West Wireless, Cellcom, Cellular One of N.E. Arizona, Chariton Valley Cellular, Chat Mobility, Copper Valley Telecom, Cordova, Cross Wireless, Digital Communications Consulting, Duet Wireless, East Kentucky Network (Appalachian Wireless), Enflick, GCI Communications, Google Voice, Illinois Valley Cellular, Inland Cellular, Inteliquent, James Valley Cellular (JVC), Limitless Mobile, MetroPCS, MTA Wireless/Matanuska Kenai, MTPCS Cellular One (Cellone Nation), Nemont CDMA, Nemont US UMTS, Nex Tech Communications, Northwest Missouri Cellular, Panhandle Wireless, Pine Belt, Pine Cellular, Pioneer Cellular, Rural Independent Network Alliance (RINA), Shelcomm, SouthernLINC, Standing Rock Telecom, Telnyx, TextMe, Thumb Cellular, Triangle Wireless, Truphone, Union Telephone, United States Cellular Corp, United Wireless, Viaero Wireless, Virgin Mobile, and West Central Wireless. Carriers are not liable for delayed or undelivered messages. Even if a carrier is supported, short code text message capabilities may not be enabled for your mobile telephone plan.
How to OPT Out
To opt-out of receiving text messages from Latremore Group LLC, Latremore Agency LLC, and Agency 80 LLC at your mobile telephone number, text STOP to any text message from Latremore Group LLC, Latremore Agency LLC, and Agency 80 LLCl. For your protection, you will then receive a text message confirming your opt-out. Thereafter, you will no longer receive any text messages from Latremore Group LLC, Latremore Agency LLC, and Agency 80 LLC at your mobile telephone number, unless you re-enroll in the Program.
Your Mobile Telephone Number
You represent that (a) you are the account holder for the mobile telephone number that you provide or (b) you have the account holder’s permission to enroll the mobile telephone number in the Program. You are responsible for notifying Latremore Group LLC, Latremore Agency LLC, and Agency 80 LLC immediately if you change your mobile telephone number. You may notify Latremore Group LLC, Latremore Agency LLC, and Agency 80 LLC of a change by contact customer service.
Unguaranteed Access or Delivery to Mobile Telephone Network
Latremore Group LLC, Latremore Agency LLC, and Agency 80 LLC does not guarantee continuous, uninterrupted or secure mobile telephone network services. Latremore Group LLC, Latremore Agency LLC, and Agency 80 LLC cannot guarantee that text messages provided through your mobile telephone carrier will be delivered to you. You understand that delivery of information and content to a mobile device may fail due to a variety of circumstances or conditions, and you acknowledge that Latremore Group LLC, Latremore Agency LLC, and Agency 80 LLC is not responsible for any delayed or undelivered text messages.
Security of Text Messages
Latremore Group LLC, Latremore Agency LLC, and Agency 80 LLC does not guarantee that text messages will not be misappropriated, intercepted, diverted, lost, accessed, disclosed, or used by others. You acknowledge that Latremore Group LLC, Latremore Agency LLC, and Agency 80 LLC text messages, and the transmission of such text messages, are not encrypted. You acknowledge that Latremore Group LLC, Latremore Agency LLC, and Agency 80 LLC text messages may include information about your policy or claim. You understand and agree that the sending and receiving of information through text messages provides an opportunity for unauthorized access by a third party. Text messages may be displayed when your mobile device is “locked,” and you are responsible for ensuring such text messages are not viewable by third parties. For these reasons, Latremore Group LLC, Latremore Agency LLC, and Agency 80 LLC will not include full policy numbers, full claim numbers, or passwords in a text message.
You agree that your participation in the Program is at your sole risk. You further agree that Latremore Group LLC, Latremore Agency LLC, and Agency 80 LLC is not responsible for loss or damage of any sort that could arise out of the interception or misuse of text messages by third parties. Notwithstanding the foregoing, you authorize American National to monitor and record all text messages sent or received in connection with the Program. Latremore Group LLC, Latremore Agency LLC, and Agency 80 LLC will retain and dispose of such text messages in accordance with our data retention policy.
Privacy Policy
Latremore Group LLC, Latremore Agency LLC, and Agency 80 LLC respects the privacy of your personal information. If you have any questions about privacy, please visit our Privacy Policy web page here.
Termination of the Program
Latremore Group LLC, Latremore Agency LLC, and Agency 80 LLC may suspend or terminate your participation in the Program if Latremore Group LLC, Latremore Agency LLC, and Agency 80 LLC believes you are in breach of this Agreement. Your participation in the Program is also subject to termination if your mobile telephone service terminates or lapses. Latremore Group LLC, Latremore Agency LLC, and Agency 80 LLC reserves the right to modify or discontinue, temporarily or permanently, all or any part of the Program, with or without notice.
Release, Indemnity, and Limitation of Liability
By participating, you agree to release, indemnify and hold harmless Latremore Group LLC, Latremore Agency LLC, and Agency 80 LLC and its respective representatives, agents, successors, assigns, employees, officers and directors (together, the “Released Parties”), from any and all liability, loss, harm, damage, injury, cost, or expense whatsoever, including without limitation, negligence, property damage, personal injury, and death, which may occur in connection with the Program, and for any claims based on violation of law, regulation, or rule; infringement; or violation of any rights of any person or entity, including, without limitation, violation of publicity rights, defamation, and invasion of privacy.
You agree that Latremore Group LLC, Latremore Agency LLC, and Agency 80 LLC will not have any liability for, and you hereby waive, release, and agree not to sue Latremore Group LLC, Latremore Agency LLC, and Agency 80 LLC for (i) any punitive or exemplary damages, (ii) any reliance damages, (iii) any special, indirect, incidental, or consequential damages (including, without limitation, lost profits), (iv) any non-economic damages (including, without limitation, emotional distress, emotional discomfort, or mental anguish), however caused and under any theory (including, without limitation, negligence), in connection with, arising out of, or in any way related to, the Agreement, the Program, or your participation in the Program.
Exclusion of Warranties
TO THE FULLEST EXTENT PERMITTED BY LAW, THE RELEASED PARTIES DISCLAIM ALL REPRESENTATIONS AND WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO: (A) ANY WARRANTY FOR CONTENT, INFORMATION, DATA, SERVICES, UNINTERRUPTED ACCESS, OR PRODUCTS PROVIDED IN CONNECTION WITH THE PROGRAM; (B) ANY WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY, USEFULNESS, OR CONTENT OF INFORMATION, OR SERVICES OFFERED ON OR THROUGH THE PROGRAM; (C) ANY WARRANTIES THAT THE PROGRAM IS PRIVATE OR SECURE; AND (D) ANY WARRANTIES OF TITLE AND IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND WARRANTIES OF NONINFRINGEMENT.
THE PROGRAM IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT REPRESENTATIONS OR WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. THE RELEASED PARTIES DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR RESULTS OF THE USE OF INFORMATION ABOUT THE PROGRAM OR INFORMATION MADE AVAILABLE THROUGH THE PROGRAM. THE ACCURACY, COMPLETENESS, SEQUENCING, OR TIMELINESS OF INFORMATION IS NOT GUARANTEED BY US AND INFORMATION IS SUBJECT TO CHANGE.
Contact us.
For more information about our privacy practices, if you have questions or if you would like to make a complaint, please contact us by email at or by mail using the details provided below:
300 Great Oaks Boulevard, Suite 300, Albany, NY 12203